About Us
LeppingtonHome LoanBrokers That Put You First
Headed by experienced brokers Dion Villiers and Mel Falanga, our team at Leppington has extensive industry knowledge and market knowledge of the surrounding suburbs. Our goal: make the loan application process as simple as possible. We do the hard work, you get the sharpest rate from our panel of 35+ lenders. Get in contact today.
Meet TheLeppingtonTeam
With over 20 years of experience in banking and finance, Mel Falanga has built a reputation as a trusted adviser who is passionate about helping individuals, families and businesses achieve their financial goals.
Mel's dedication to delivering outstanding client outcomes has been recognised across the Yellow Brick Road network with multiple awards, including:
- 2023, 2024 & 2025 NSW Commercial Broker of the Year
- 2023 National Commercial Broker of the Year
- YBR Marketer of the Year
As Branch Principal of Yellow Brick Road Leppington, Mel specialises in residential, commercial and development finance, assisting everyone from first home buyers and investors to self-employed clients, business owners and property developers. His ability to simplify complex lending scenarios and navigate a wide range of finance options allows him to develop strategies tailored to each client's circumstances and goals.
Mel believes great finance advice starts with understanding people. He takes the time to listen, understand each client's objectives and provide honest, straightforward guidance throughout their lending journey and beyond. This commitment to personalised service has helped him build long-term relationships and earn referrals from clients, accountants, solicitors, builders and property professionals.
With access to more than 40 lenders through Yellow Brick Road Leppington, including major banks, regional and specialist lenders, business lenders and private funders, Mel can compare a broad range of lending options. Rather than trying to make one lender fit every client, he works to identify the lender and loan structure that best supports each client's goals.
Outside of work, Mel enjoys spending time with his wife and children on their rural property. Whether he's working on the farm, spending time on the boat with family or tackling his next renovation project, he brings the same values of integrity, hard work and loyalty to every aspect of his life—and every client relationship.
Top Lending Specialties:
- Home Loans
- Investment Property Finance
- Commercial & Industrial Lending
- Construction & Development Finance
- Subdivision Funding
- Business Lending
- Self-Managed Super Fund Lending (SMSF)
- Equipment & Vehicle Finance
- Self-Employed Lending
- Refinancing & Debt Consolidation
0412 779 263
With over 30 years of experience in the finance industry, Dion has built a reputation for providing straightforward advice, practical finance solutions and exceptional personal service. Whether you're purchasing your first home, upgrading, refinancing, growing your investment portfolio, self-employed or seeking business finance, Dion takes the time to understand your goals before recommending a lending strategy tailored to your circumstances.
Dion's dedication to achieving outstanding outcomes has been recognised across the Yellow Brick Road network with multiple prestigious awards, including:
- 2023, 2024 & 2025 NSW Commercial Broker of the Year
- 2023 National Commercial Broker of the Year
- YBR Marketer of the Year
As Branch Principal of Yellow Brick Road Leppington, Dion has access to more than 40 lenders, including major banks, regional and specialist lenders, business lenders and private funders. Rather than trying to make one lender fit every client, Dion compares a wide range of lending options to identify the lender and loan structure that best supports each client's goals—today and into the future.
For Dion, finance is about much more than arranging a loan—it's about helping people create opportunities and build long-term financial security. Many of his clients return throughout different stages of their lives, whether purchasing another home, expanding their investment portfolio, growing their business or financing their next major project. They know they'll receive honest advice, clear communication and ongoing support long after settlement.
Top Lending Specialties:
- Home Loans
- First Home Buyer Finance
- Investment Loans
- Refinancing
- Self-Employed Lending
- Business & Commercial Finance
- Commercial Property Finance
- Car & Asset Finance
- Construction Loans
- Land Subdivision & Property Development Finance
- Private Lending Solutions
Based in Leppington and proudly assisting clients across Sydney and Australia, Dion is committed to building lasting relationships by delivering trusted advice, tailored lending strategies and an exceptional client experience from the first conversation through to settlement and beyond.
With more than 16 years of experience in the Australian finance industry, Christian is dedicated to helping clients make confident, informed property decisions. Whether purchasing a first home, refinancing an existing loan, investing in property, or securing commercial finance, he is committed to making the lending process straightforward, transparent, and stress-free.
Before joining Yellow Brick Road, Christian held management and lending roles across four of Australia's major banks. This experience has given him a deep understanding of lender policies, credit assessment, and loan structuring, enabling him to develop tailored finance strategies for a wide range of clients and lending scenarios.
As a Mortgage Broker with Yellow Brick Road, Christian has access to an extensive panel of lenders and hundreds of loan products. Rather than offering a one-size-fits-all solution, he works closely with each client to understand their goals and recommends finance that aligns with both their current needs and long-term objectives.
Christian is known for his honest advice, clear communication, and genuine commitment to his clients. He believes that mortgage broking is about more than securing a competitive interest rate. It's about building lasting relationships, providing guidance throughout the entire lending journey, and remaining a trusted adviser long after settlement.
Clients consistently praise Christian for explaining the lending process in plain English, responding promptly, keeping them informed at every stage, and going above and beyond to deliver outstanding outcomes. Many return for future lending needs and confidently recommend him to their family and friends.
Top Lending Specialties:
- Home Loans
- First Home Buyers
- Investment Property Loans
- Refinancing
- Construction Loans
- Commercial Lending
- Self-Employed Lending
- Debt Consolidation
Whether clients are purchasing their first property, growing an investment portfolio, refinancing to improve their financial position, or seeking complex lending solutions, Christian provides strategic advice and personalised service to help them achieve their property goals with confidence.
Elias is a small business owner, property investor and mortgage broker with a passion for helping people build long-term wealth through property.
Having built his own investment portfolio, he understands that the right finance strategy can make all the difference. Elias enjoys working with clients at every stage of their journey, whether you're purchasing your first investment, growing a portfolio or leveraging equity to take the next step.
As a fellow business owner, Elias understands the unique challenges self-employed clients face and takes pride in finding lending solutions that support both your business and personal goals.
Elias believes great finance is about more than securing a loan—it's about building long-term relationships and helping you make confident financial decisions as your wealth grows.
Top Lending Specialties
- Refinance
- Investment Loans
- SMSF Lending
- Self Employed
Trusted mortgage broker taking a holistic and relationship-focused approach to help clients achieve their property and financial goals with confidence.
With over 30 years of experience across the NSW Government, leadership, stakeholder engagement, and strategic management, Lisa brings a structured and solutions-focused approach to helping clients navigate the lending process and make informed financial decisions.
She focuses on finding the right lending solution tailored to each client's individual needs and long-term objectives.
Top Lending Specialties:
- First Homebuyers
- Refinance
- Investment Loans
- Debt Consolidation
- Commercial Finance
- SMSF Lending
She is based in Leppington and services clients across Macarthur, Southwest Sydney, NSW and Australia-wide. Most of Lisa's clients come through repeat business and referrals from friends, family, and professional networks: something she's incredibly proud of.
Helping you make confident property and finance decisions starts with understanding what matters most to you. Whether you're buying your first home, refinancing, investing or growing your business, Gaby is committed to making the lending process simple, clear and personalised.
As a Mortgage & Finance Broker supporting Leppington, Gregory Hills, and the wider South West Sydney region, Gaby combines local knowledge with more than 20 years of commercial leadership, strategy and business advisory experience.
Gaby takes a practical, client-first approach. She takes the time to understand your goals, compare options from a broad panel of lenders and recommend lending solutions suited to your individual circumstances, needs and future plans.
For Gaby, good mortgage and finance advice is about more than comparing interest rates. It's about listening, explaining your options in plain English and providing honest, transparent guidance throughout the lending process: from your first conversation through to settlement and beyond.
Gaby works with first home buyers, homeowners, property investors, self-employed clients and business owners, building long-term relationships and providing ongoing support as their property and finance needs evolve.
Top Lending Specialties:
- Home Loans & Refinancing: First Home Buyers, Home Loans, Refinancing & Debt Consolidation
- Investment Property & SMSF Lending: Investment Property Finance & SMSF Property Lending
- Self-Employed & Business Finance: Self-Employed Lending, Commercial & Business Finance
- Asset & Vehicle Finance: Equipment, Business Asset & Vehicle Finance
Ready to discuss your finance goals?
Whether you're buying, refinancing, investing or looking for business finance, speak with Gaby about your options and the next steps.
Book a conversation with Gaby
Ruby has been part of the Yellow Brick Road Leppington team since 2021, beginning her journey as a Client Support Manager before becoming a Mortgage Broker. Her strong commitment to delivering exceptional client service was recognised when she was awarded 2023 YBR Support Person of the Year.
After completing her Certificate IV in Finance and Mortgage Broking, Ruby transitioned into mortgage broking in 2024, bringing with her valuable experience in understanding clients' needs, managing the lending process and providing personalised support from application through to settlement.
Ruby believes that great finance advice starts with listening. She takes the time to understand each client's circumstances, goals and future plans to help identify lending options that are right for them. Whether you're purchasing your first home, investing, refinancing or looking for finance as a self-employed customer, Ruby provides clear guidance and support every step of the way.
With access to a wide range of lenders through Yellow Brick Road Leppington, Ruby can help compare lending options and tailor solutions to suit your individual circumstances.
Top Lending Specialties:
- First Home Buyer
- Refinance
- Investment Loans
- Debt Consolidation
Michaela has been part of the Yellow Brick Road Leppington team since 2022, beginning her career as a Client Support Manager. After completing her Certificate IV in Finance and Mortgage Broking, she progressed into her role as a Mortgage Broker, where she combines her industry knowledge with a genuine passion for helping clients achieve their property goals. Known for her approachable nature and commitment to exceptional customer service, Michaela takes the time to understand each client's unique circumstances and financial goals. Her dedication to delivering an outstanding client experience was recognised when she was awarded the 2024 YBR Support Person of the Year. Through clear communication and tailored lending solutions, she aims to make the home loan process straightforward, transparent, and as stress-free as possible. Whether you're buying your first home, refinancing, investing in property, exploring SMSF lending, or seeking finance as a self-employed borrower, Michaela is here to support you throughout every step of the lending process. From your initial enquiry through to settlement and beyond, she provides ongoing guidance to ensure her clients feel informed, confident, and supported.
Top Lending Specialties
- First Home Buyers
- Refinance
- Investment Loans
- SMSF Lending
With more than 44 years of experience in banking and finance, Jennie is passionate about helping people achieve their property and financial goals through trusted guidance and the right lending solutions. She is of the firm belief there is no one-size-fits-all approach to lending, every persons situation is unique, and having the right advice is essential to making informed financial decisions with confidence.
Her role is to understand what each client is looking to achieve and start meaningful conversations about their goals, connecting them with our qualified mortgage brokers, whether they're purchasing their first home, refinancing, investing, self-employed, or navigating more complex lending requirements. Our brokers then take the time to assess their individual circumstances and provide tailored lending solutions.
She works closely with Real Estate Agents, Accountants, Financial Planners, Solicitors to build strong professional relationships that ensure clients have the right team of trusted advisers supporting them throughout their property and financial journey.
Jennie’s focus is working in the community, creating long-term partnerships, delivering exceptional service, and helping people achieve the financial outcomes that matter most to them.
Top Lending Specialties:
- First Home Buyers
- Refinance
- Investment Loans
- Debt Consolidation
With a down-to-earth approach, Tracey aims to make the customers feel at ease throughout the entire process. Backed by extensive experience in banking, she will clearly explain your options and help you secure a loan that truly fits your needs—at the most competitive rate available.
Tracey treats every client like family, and she is committed to supporting you not just now, but well into the future.
