Helping Leppington with home loans for buying, refinancing and investing.

Our local brokers review 35+ lenders to get you the sharpest rates in South West Sydney.

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Yellow Brick Road Leppington

Home Loan Specialists & Mortgage Brokers Leppington

Meet TheLeppingtonTeam

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Mel Falanga
Branch Principal and Mortgage Broker
With over 20 years of experience in banking and finance, Mel Falanga has built a reputation as a trusted adviser who is passionate about helping individuals, families and businesses achieve...
Dion Villiers
Branch Principal and Mortgage Broker
With over 30 years of experience in the finance industry, Dion has built a reputation for providing straightforward advice, practical finance solutions and exceptional personal service. Whether you're purchasing your...
Christian Echeverria
Mortgage Broker
With more than 16 years of experience in the Australian finance industry, Christian is dedicated to helping clients make confident, informed property decisions. Whether purchasing a first home, refinancing an...

Why choose Yellow Brick Road Leppington as

Your Mortgage Broker?

We’re local. We know the market from Austral to Rossmore, Hoxton Park to Gregory Hills. We work for you and use our expertise to negotiate the best possible deal we can with our panel of lenders. Here’s what we offer.

Local brokers who putLeppington’sresidents first.

Headed by experienced brokers Dion Villiers and Mel Falanga, our team at Leppington has extensive industry knowledge and market knowledge of the surrounding suburbs. Our goal: make the loan application process as simple as possible. We do the hard work, you get the sharpest rate from our panel of 35+...

Headed by experienced brokers Dion Villiers and Mel Falanga, our team at Leppington has extensive industry knowledge and market knowledge of the surrounding suburbs. Our goal: make the loan application process as simple as possible. We do the hard work, you get the sharpest rate from our panel of 35+ lenders. Get in contact today.

Speak to one of our brokers

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Your Local Experts in Leppington Who Work for You

35+ lenders

We work with major banks like ANZ and Commonwealth Bank, as well as non-lenders like Pepper. We look across all options.

You First

You’re an individual, not a number. Your needs come first.

Support

Support from your first contact to settlement. Let’s get you moved into Leppington.

FAQs

Is it better to go through a broker or straight to my bank?
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Banks and other lenders can only offer you their own products. Yellow Brick Road’s panel of 35+ lenders means our brokers are able to review a wide range of lenders and loans, including those who will accept a loan-to-value ratio of over 80%. We also have access to some lenders who only work with brokers.

Can I get a home loan if I'm self-employed?
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Yes, it’s possible. Leppington and its surrounding suburbs in South West Sydney have a high number of self-employed professionals and small business owners, such as plumbers, construction workers and cafe owners and the Yellow Brick Road team specialise in finding lending solutions for people who work for themselves. Many banks view self-employed Australian residents as a risk, but many non-bank lenders take a more practical view of alt-doc applications. A good broker can assess the likelihood of being accepted and investigate options with more niche lenders so you’re less likely to submit applications that won’t be accepted.

How much does a mortgage broker in Leppington cost?
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We get paid by the lender, not you — so there's no fee to sit down and find out what you qualify for.

How much can I borrow?
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Your borrowing capacity depends on your income, debts, and the lender. Book a time and we'll run the actual numbers or use our lending capacity calculator.

Do you help with refinancing, not just new loans?
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Yes. If your monthly mortgage repayments keep going up and you feel like you’re paying too much, you probably are. Refinancing is one of the Leppington branch’s specialities, both for residential homeowners and investors, as well as commercial loans. We can also explore debt consolidation options.

What suburbs do you service?
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Our branch services Leppington, Austral, Denham Court, Gregory Hills, Catherine Field, Oran Park, Edmondson Park and the surrounding South West Sydney area.

Can first home buyers get government scheme support through Yellow Brick Road Leppington?
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Yes. We'll tell you straight if you qualify for the First Home Guarantee or stamp duty concessions.

What deposit do I need to buy a home?
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It depends. There are government schemes to support new buyers get onto the property ladder with as little as 5% deposit. Some lenders willhave a greater risk appetite. Speak to Mel, Dion and the team to discuss your options.

Do mortgage brokers charge a fee?
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No, there is no charge to the customer. We are duty bound to act in your best interest by an independent regulator.

How long does home loan pre-approval take?
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It depends on the lender and your personal situation. Mel, Dion and the team will be able to advise you.

Should I refinance my home loan?
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This is ultimately your decision. If you feel your rate is too high or your monthly repayments are stretching your finances, it's worth having a conversation with one of our local Leppington brokers to discuss your options.